Source of Funds is often treated as a simple document request – collecting statements, reviewing them manually, and moving on.
In practice, it’s rarely that simple.
It often involves fragmented evidence, hours of manual analysis, and audit trails that are only as strong as the time someone had to piece them together. As regulatory expectations rise, the “document-heavy” approach is no longer enough.
That’s why we are introducing a new Source of Funds experience. It’s designed to move away from the stress of manual admin and toward a structured, insight-led process.
A guided experience for your clients
The new Source of Funds check brings everything needed for a robust review into a single, seamless workflow.
It begins with a structured questionnaire that helps your clients understand exactly what is required and why. By providing this upfront context, we reduce the “back-and-forth” and help clients get it right the first time. They can then securely connect their bank accounts via Open Banking, maintaining full visibility and control over the data they share.
From raw data to clear insight
Once the information is collected, the focus shifts from gathering data to understanding it.
You will now see a clear summary of accounts and client context at a glance. Instead of scrolling through endless pages of statements, you can explore financial data meaningfully – identifying patterns over time, focusing on large transactions, and understanding cash activity instantly.
This doesn’t replace your professional judgment; it supports it. It allows you to move straight to assessing risk and forming a defensible view, rather than getting lost in the paperwork.
Faster decisions, stronger audit trails
By connecting context, financial data, and review activity in one place, the new experience supports more consistent and confident decision-making.
- Faster: spend less time on manual analysis and more on high-value decision-making
- Consistent: use structured data to ensure every review meets the same high standard
- Defensible: build a clear, connected audit trail where your rationale is backed by accessible evidence
The result is a process that not only improves efficiency, but strengthens your overall compliance position.
Built around how Source of Funds actually works
Source of Funds sits at the heart of Anti-Money Laundering (AML) efforts. It is about more than just seeing a balance; it’s about understanding the legitimacy and origin of wealth.
The new Amiqus experience is built around how these reviews happen in the real world. We’ve focused on removing the friction from the process so that your team can focus on what matters: managing risk with clarity and confidence.
Experience the new Source of Funds now
Our new Source of Funds check is live. It replaces the Banking Information check as a core part of the Amiqus platform.
If you’re ready to move beyond document collection and build a more scalable, confident approach to compliance, this is the next step.
Structured insight. Better decisions. Stronger compliance.
